$10,000 a Year. That’s It.
Comprehensive wealth management and retirement planning for a flat annual fee. No percentage of your assets. No hidden costs. No surprises.
What Are You Actually Paying Right Now?
Most investors know they pay “about 1%.” Very few have calculated what that equals in dollars. Use the calculator below to see your annual cost, your cumulative cost, and what you’d save with a flat fee.
What You Get for $10,000/Year
Every client — regardless of portfolio size — receives the full scope of our planning and investment management:
Retirement income planning — a stress-tested plan for turning your savings into a sustainable paycheck
Tax-smart withdrawal strategies — which accounts to tap first, Roth conversion analysis, capital gains management
Social Security optimization — claiming strategies modeled against your complete financial picture
Investment management — goals-based portfolio design, not cookie-cutter model allocations
Medicare and IRMAA planning — income strategies to minimize premium surcharges
Estate and legacy coordination — working directly with your attorney and CPA
Ongoing access to your advisor — unlimited calls, emails, and meetings throughout the year
Quarterly reviews and annual comprehensive plan updates
Same service at $2 million as at $20 million. The only thing that changes is how much money stays in your pocket.
Long-Term Impact of Fees
Compare industry-average AUM fees versus Sevey Wealth's simple flat fee. Adjust the time horizon and see how assumptions affect outcomes.
Not a prediction or guarantee.
How we calculated this
Get Your Fee Savings Report
A clear breakdown of your numbers — plus a PDF to keep. One follow-up from Sean. No spam.
Assumptions matter. This is an estimate, not investment advice.
We believe advice should be objective, transparent, and aligned with your life — not your balance sheet.
Chart shows the impact of fees over a selected time horizon. Assumes no contributions or distributions. Industry-average AUM fees are approximated from published survey values. Sevey's flat fee remains constant for illustrative purposes only.
The use of an annualized return is in no way indicative of actual results. Investing involves risk, including loss of principal. No guarantee of a return is implied or intended.
Surprised?
You’re not alone. Most new clients tell us they had no idea.
Why We Charge a Flat Fee
Under the traditional AUM model, your advisor’s income is directly tied to your portfolio balance. That creates subtle but real conflicts of interest:
Paying off your mortgage? That’s money leaving the portfolio — your advisor earns less.
Gifting $100,000 to your grandchild? Your advisor just took a pay cut.
Spending your retirement savings? — which is the entire point of retirement — shrinks your advisor’s revenue every year.
A flat fee eliminates all of this. Our income doesn’t change based on what you do with your money. So when you ask whether to pay off the mortgage, buy the annuity, or fund the grandchild’s education, our answer is based on one thing: what’s best for you.
We earn the same either way.
Flat Fees Reinforce the Commitment to Act as a True Fiduciary
A flat fee structure ensures advice is always objective, transparent, and focused solely on what's best for the client. This model eliminates the most common conflicts of interest tied to portfolio size or product sales, and prioritizes your needs over compensation.