Ditch the Success Tax: Flat Fees Treat Affluence Fairly
Fees are confusing on purpose. Let’s make them simple.
Most advisors charge a percentage of your investments—usually around 1%. If your account goes up, their fee goes up, even if nothing about your life got harder. It’s easy for the firm, but it can get expensive in good markets.
We believe great advice shouldn’t cost more just because you’re successful. That’s why we charge a flat fee. You pay for the scope of work, not the size of your account.
A flat fee cleans up incentives. We’re not paid to “gather assets,” so we can recommend what truly fits your life. If paying off a mortgage, buying a business, or holding extra cash is right, we’ll say so—no second thoughts.
We don’t sell products or take commissions. Our job is to think with you, not sell to you.
Your wealth is more than a brokerage balance. It’s real estate, equity comp, private deals, taxes, and future choices. A flat fee lets us cover the whole picture without pressuring you to move assets around.
Cash decisions get better, too. Under AUM, every dollar outside the portfolio can feel like lost revenue to the advisor. Under a flat fee, we can help you set the right cash and liquidity levels without that hidden tug.
Who tends to love this model? DIY investors who want a second set of eyes and a proactive plan. Families “breaking up” with advisors that take a percent and wanting control, clarity, and less friction. People facing big moments—retirement, a business sale, divorce, or inheritance—who want steady guidance.
We believe clarity builds confidence. We believe your goals—not fee math—should drive your next move. If you’ve felt “penalized for success,” you’re not imagining it. A flat fee gives you price certainty and advice that isn’t swayed by where you hold your assets. That’s how it should be.
Ready to see the difference in dollars and peace of mind? Go here to calculate just how much a percentage model is TRULY costing you: https://www.seveywealth.com/fees
Schedule a 20-minute call with Sean Sevey. Bring your questions and your current fees—we’ll bring a clear plan forward.
